Your money, 30 days from now.
Junipy maps your bills, income, and spending into a living cashflow timeline — so you always know where you stand.
Where it all takes root
“What will we have to work with this month?”
When you can see what's left after every bill and paycheck, you stop guessing and start planning. An extra $200 this month? That's a savings goal met, a credit card payment, or the start of an investment.
Clarity is the root of every smart money move.
See exactly where you'll stand in 30 days — and what you can do with it.
The Cashflow Timeline
Your next 30 days, mapped out
Every bill, paycheck, and projection — laid out on a timeline so you can plant your feet and plan ahead. No more surprises.
Cashflow Timeline
Direct Deposit — Paycheck
income+$3,200.00
$5,847.32
Mortgage Payment
-$1,850.00
$3,997.32
Electric Company
-$142.50
$3,854.82
Grocery Store
-$87.43
$3,767.39
Gas Station
-$48.50
$3,718.89
Coffee & Bakery
-$12.75
$3,706.14
Today
Current Balance
$3,706.14
Visa — Statement Payment
creditprojected-$450.00
$3,256.14
Freelance Invoice
incomeprojected+$1,200.00
$4,456.14
Streaming + Subscriptions
projected-$45.97
$4,410.17
Direct Deposit — Paycheck
incomeprojected+$3,200.00
$7,610.17
Auto Insurance — Progressive
projected-$189.00
$7,421.17
Grocery Store
projected-$102.35
$7,318.82
Smart Budgeting
Know your pace, not just your total
Traditional budgets tell you how much you've spent. Junipy tells you if you're on pace — adjusting daily so your spending stays grounded, not guesswork.
Auto-categorization
Transactions are automatically sorted into your budget buckets. Manual tagging is also available and intuitive.
Ready to see your next 30 days?
Join the WaitlistCredit Card Intelligence
Your credit cards, decoded
Don't settle for only seeing your balance. Junipy tracks your statement period, projects your closing balance, and shows how every purchase impacts your checking account.
- Statement period tracking — know exactly when your bill closes
- Payoff planning — see how different payments affect your balance
- Checking impact — every CC charge flows through to your real balance
Built for Households
Rooted together, growing together
Invite your partner with a single email. Share accounts, budgets, and goals — with role-based access so everyone has the right level of control.
- One-click email invites — no app to download
- Admin & member roles — flexible permissions
- Shared visibility — everyone sees the same picture
- Household-wide budgets, goals, and insights
The Harrison Family
2 members · 5 accounts
Make It Yours
5 nature-inspired themes
Every theme is named after elements of the juniper tree. Pick the one that feels like home.
Data Driven Views
Insights with deep roots
Junipy monitors your spending patterns and surfaces what matters — not just numbers, but the story beneath them.
Dining spending up 43% this month
You've spent $185 on dining vs $129 at this point last month. At this pace, you'll exceed your $200 budget by $70.
Credit card utilization approaching 35%
Your Visa is at $2,847 of $8,000. Consider a payment before statement close on Apr 21 to stay under 30%.
Savings rate trending up
You've saved 22% of income this month — up from 18% last month. You're building a strong cushion.
Subscription audit opportunity
You have 6 active subscriptions totaling $43/month. Two haven't been used in 30+ days.
Built for Small Business
Add business tracking when you're ready
Freelancer? Side hustle? Single-member LLC? Enable business tracking and Junipy keeps every branch of your finances organized from one root — no second app required.
Budget, timeline, insights — all personal by default
Mark any account as business — transactions isolate automatically
Everything your household needs, one platform.
Join the WaitlistSecurity & Privacy
Your data is yours
Trust is the bedrock of strong finances. Every design decision starts with “how do we protect our Junipers?”
Bank-Level Encryption
Industry-standard encryption at rest and in transit. Your data is locked down.
Powered by Plaid
We connect to your bank through Plaid — the same security layer trusted by thousands of financial apps.
We Never See Your Password
You authenticate directly with your bank. We never receive or store your banking credentials.
Read-Only Access
Junipy can only view your transactions. We cannot move money, make purchases, or modify your accounts.
CCPA Compliant
Full California Consumer Privacy Act compliance. Request your data or delete your account anytime.
Enterprise-Grade Infrastructure
Hosted on enterprise-grade, independently audited infrastructure with automated redundancy.
Simple Pricing
One plan. Everything included.
No tiers, no feature locks. Every household gets the full platform.
Be among the first Junipers
Billed annually at $119.88/year
- 30-day cashflow timeline
- Credit card intelligence
- Household sharing (up to 6 members)
- Behavioral finance insights
- Auto-categorization
- Bank-level encryption
- Up to 20 bank connections
- Budget buckets with pace tracking
- Business & personal views
- CSV import & data export
From Our Family to Yours
“We built Junipy to grow our financial roots and let our money work for us rather than against us. Welcome to the family — let’s grow together.”
Nate & Brittany
Founders, Junipy
Built with love in the Southwest 🌵